Thursday 11 April 2013

Mali's leading party picks candidate for July presidential poll

BAMAKO (Reuters) - Mali's largest political party, Adema-PASJ, has chosen Dramane Dembele, a 46-year-old mining engineer, as its candidate in a July presidential election aimed at ending a tumultuous political transition in the West African nation.

Once an example of democracy in what is known as West Africa's "coup belt", Mali has been mired in turmoil since March 2012, prompted by a Tuareg rebellion, an occupation of the north of the country by Islamic militants and a military coup.

Dembele was chosen following a meeting of the party's executive committee late on Wednesday, a senior party official told journalists.

The party's current leader and Mali's interim president, Dioncounda Traore, is prevented from contesting the poll following a deal struck with coup leaders that allows him to lead the country during the transition.

Dembele will be up against about a dozen other candidates including former prime minister Ibrahim Boubacar Keita and ex-finance minister Soumaila Cisse, but he will be able to count on Adema-PASJ's popularity.

The party controls 54 seats in the country's 160-seat national assembly following the last election in 2007.

France, which led a lightning intervention to drive out the Islamists who had occupied northern Mali, has pushed for the election to complete Mali's transition to democracy.

But there are widespread concerns over the organization of credible elections following continued Islamist rebel attacks in northern Mali and the lack of an effective government presence in many areas.

(Reporting by Adama Diarra; Writing by Bate Felix; Editing by Paul Simao)

Source: http://news.yahoo.com/malis-leading-party-picks-candidate-july-presidential-poll-225517061.html

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Numark announces Mixtrack Quad four-channel DJ controller, we go hands-on

Numark announces Mixtrack Quad fourchannel DJ controller, we go hands on

Who'd have thunk it? Numark, at a music trade show with a new another DJ controller for your consideration. This time it has taken its popular Mixtrack console, and doubled down on the number of channels on offer. This now means between the Mixtrack, the Mixtrack II, the Mixtrack Pro II, and this, there's likely a Mixtrack for everyone. Evidently it's a format that works, so it only makes sense to offer a number of options based around the theme. As with other members of the Mixtrack family, the layout is fairly traditional, with two platters plus transport controls flanking a central mixer section. Above each platter is a set of eight MPC-style trigger pads and some rotary controls for FX and filters.

If the Quad looks like it's got an extra splash of color compared to its siblings, that's because it has. The pads and platters have have configurable RGB LEDs, which we first saw in the NS7 II (Numark is going strong on the colors generally, it seems). Again, as before there's a built-in audio interface, which is pretty much essential for a controller of this level. And what level is that? Around the $349 one, apparently, whenever it comes to market (no word on that at this point). While you're waiting to find out, however, you might as well scoot over the fold for the hardware impressions.

Comments

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/esca7FkAVNE/

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Wednesday 27 February 2013

Why do Republicans so hate Michelle Obama? (Americablog)

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Kerry says time is now for Syria's Assad to quit

PARIS (AP) ? New U.S. Secretary of State John Kerry says the time has passed for Syrian President Basher Assad to leave power.

His first official meetings with France's leadership come amid increasing efforts by both countries to bolster Syria's opposition.

Kerry met Wednesday with French President Francois Hollande in Paris, chatting in French on the front steps of the Elysee Palace.

The war in Syria and Iran's nuclear program have topped the agenda of Kerry's tour of Europe and the Middle East.

Officials in the United States and Europe said Tuesday the Obama administration is nearing a decision on whether to provide non-lethal assistance to carefully vetted fighters opposed to Assad.

"We are examining and developing ways to accelerate the political transition that the Syrian people want and deserve," Kerry said.

Source: http://news.yahoo.com/kerry-says-time-now-syrias-assad-quit-134016394--politics.html

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Asian stocks mostly up on Fed's low rates support

SEOUL, South Korea (AP) ? Asian stock markets mostly rose Wednesday after the Federal Reserve chief played down risks from the U.S. central bank's low interest rate policies, offsetting worries that Italy's indecisive election result will rekindle Europe's debt crisis.

Hong Kong's Hang Seng rose 0.5 percent to 22,642.27 and South Korea's Kospi added 0.3 percent to 2,005.91. Australia's S&P/ASX 200 gained 0.7 percent to 5,040.20. Shares in mainland China, Taiwan and Indonesia also rose.

Japanese stocks were the only losers in Asia as the yen strengthened against the U.S. dollar following several months of weakness that boosted exporters. Japan's Nikkei 225 fell 0.8 percent to 11,310.45.

In testimony to Congress on Tuesday, Federal Reserve Chairman Ben Bernanke expressed confidence that the central bank's low-rate policies currently pose little risk of causing runaway inflation or a stock market bubble. That eased recent jitters the Fed would start to withdraw its super easy monetary policy.

U.S. economic indicators also gave Asian markets a lift. Home sales rose to the highest level in more than four years last month and American consumers showed confidence for the first time in three months in February.

Yet stock market gains in Asia remained modest, showing that investors have not fully regained their appetite for risky assets ahead of looming automatic spending cuts due to start Friday in the U.S.

And with Italy emerging from elections on Tuesday with no clear winner, there are lingering uncertainties about the fate of deficit and debt reduction measures in one of Europe's biggest economies.

The Italian election result drove markets in Europe markedly lower. If Italian parties fail to form a governing coalition, new elections would be required, causing more uncertainty and a leadership vacuum.

On Tuesday, Italy's FTSE MIB index fell nearly 800 points, or 5 percent, to 15,552. Germany's DAX was down 176 points, or 2.3 percent, to 7,597 and the CAC-40 in France fell 99 points, or 2.7 percent, to 3,621.

The Dow Jones industrial average rose 115.96 points, or 0.8 percent, to 13,900.13 on Tuesday. The Standard & Poor's 500 index rose 9.09 points, or 0.6 percent, to 1,496.94. The Nasdaq composite index rose 13.40 points, or 0.4 percent, to 3,129.65.

In currency markets, the euro was trading at $1.3066. The dollar weakened to 91.99 yen.

Benchmark crude for April delivery was up 24 cents at $92.87 a barrel in electronic trading on the New York Mercantile Exchange.

Source: http://news.yahoo.com/asian-stocks-mostly-feds-low-rates-support-035849694--finance.html

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Monday 25 February 2013

A Crazy Aussie Wants to Fly From Sydney to London in a Plastic-Powered Plane

Come summer, one of the best targets for some good old-fashioned British whinging is always air travel - the discomfort, the long queues, the freakishly cheery staff. But I promise you, no matter how much you might want to gripe, your journey won't suck nearly as bad as this guy, who's trying to fly from Australia to Britain, in a Cessna, using the contents of a landfill as fuel. Right. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/jaHQgXzXPoM/a-crazy-aussie-wants-to-fly-from-sydney-to-london-in-a-plastic+powered-plane

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Ultimate taboo: Actress takes on rape in Afghanistan

Fereshta Kazemi's film "The Icy Sun" breaks new ground for Afghanistan, where victims of rape can be forced to marry their attackers to preserve their families' honor. NBC News' Mandy Clark reports.

By Mandy Clark, Correspondent, NBC News

KABUL, Afghanistan ? A woman is raped. Instead going after her attacker, the law and society imprison the victim.

This is often the reality in Afghanistan. To bring attention to the issue, Afghan-American actress Fereshta Kazemi took the role of a rape victim in a recent film, "The Icy Sun."

"The concept of honor for the men rests on a woman?s shoulders," said Kazemi, 35.?"Her brothers and her family feel that they have been raped of their honor."


This perception of honor means that society often blames the women who are attacked, she says.

"There is this atmosphere where women are vulnerable to having people talk about them or say negative things or say that she wanted to be raped or say, 'Look at the way they were behaving,'" Kazemi said.

These deeply ingrained attitudes exist against a hostile backdrop for Afghan women and girls: The country remains one of the most dangerous countries in which to be a woman, according to a Thomson Reuters Foundation survey. Close to 90 percent of women face at least one form of physical, sexual or psychological violence in their lifetimes, according to a?Human Rights Watch annual report. Up to 80 percent of women face forced marriage, Thomson Reuters Foundation reports.

Additionally, many Afghan women are imprisoned for so-called moral crimes, which include running away from an abusive home or fleeing a forced marriage. Human Rights Watch estimates that around half of the approximately 700 women and girls in prison in the country are facing such charges.

One woman?s real-life story vividly illustrates the problems confronting women who are violently attacked.

In 2009, Gulnaz?s cousin?s husband tied her to a bed and raped her when she was home alone. She was left pregnant from the assault. Her family reported the crime to local police in the northern province of Kunduz, but instead of going after her rapist, officials jailed her for adultery. While in prison she gave birth to a baby girl, Masqa.

Her plight made international headlines over a year ago. American lawyer Kim Motley took on her case and helped Gulnaz get a presidential pardon in December 2011.

"I think in theory justice was done. She was released, she was exonerated," Motley said. "What trumped that once she was released was the culture. It was the ? perception of her probably going to fail as a woman, as a single woman with a kid in Afghanistan."

After her release, Gulnaz was confined to a women?s shelter for 13 months.? She felt it was no different from prison. Afghan officials blocked Gulnaz, now 22, from getting papers to apply for asylum in another country, Motley says.

The same officials pushed Gulnaz into a decision -- two weeks ago, Gulnaz married her rapist.

"Basically there were people in the Afghan government who helped to facilitate and pressure her to marry the guy," Motley said.

Many Afghan rape victims are forced to marry their attackers as a way of restoring the family honor.

Against this backdrop, Motley says she understands why women hesitate to go to the authorities.

"I can certainly understand a woman not wanting to report a rape," she said. "Frankly ? if I was raped here as an Afghan woman, I don?t know if I would do the same," she said.

A recent United Nations report found one positive trend: In some areas, such as the major cities of Kabul and Herat, more women are reporting rape. This does not necessarily mean that more are being assaulted, only that victims are willing to come forward. In contrast, in Taliban strongholds such as Logar and Wardak, there were no reports of rape. U.N. officials say in the report that this does not mean that no rapes occurred but that women were too scared to report them.

So when it comes to security, it is safety close to home that seems foremost in the minds of Afghan women.?

As one American diplomat speaking on the condition of anonymity said:

"I am always taken aback when I talk to Afghan women and ask them what worries them the most. Their reply is domestic abuse. They are more concerned with being beaten or set on fire by their husbands or uncles than any larger issue like Taliban."

Related:?

Afghanistan: Where actresses risk their lives for their art

'Game with a purpose': Vietnam vet, teen bring Scouting and help to Afghanistan

Photos: Afghanistan - Nation at a crossroads

Source: http://worldnews.nbcnews.com/_news/2013/02/25/17087773-ultimate-taboo-actress-takes-on-rape-in-afghanistan?lite

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Laser mastery narrows down sources of superconductivity

Feb. 24, 2013 ? Identifying the mysterious mechanism underlying high-temperature superconductivity (HTS) remains one of the most important and tantalizing puzzles in physics. This remarkable phenomenon allows electric current to pass with perfect efficiency through materials chilled to subzero temperatures, and it may play an essential role in revolutionizing the entire electricity chain, from generation to transmission and grid-scale storage. Pinning down one of the possible explanations for HTS -- fleeting fluctuations called charge-density waves (CDWs) -- could help solve the mystery and pave the way for rapid technological advances.

Now, researchers at the Massachusetts Institute of Technology and the U.S. Department of Energy's Brookhaven National Laboratory have combined two state-of-the-art experimental techniques to study those electron waves with unprecedented precision in two-dimensional, custom-grown materials. The surprising results, published online February 24, 2013, in the journal Nature Materials, reveal that CDWs cannot be the root cause of the unparalleled power conveyance in HTS materials. In fact, CDW formation is an independent and likely competing instability.

"It has been difficult to determine whether or not dynamic or fluctuating CDWs even exist in HTS materials, much less identify their role," said Brookhaven Lab physicist and study coauthor Ivan Bozovic. "Do they compete with the HTS state, or are they perhaps the very essence of the phenomenon? That question has now been answered by targeted experimentation."

Custom-grown Superconductors

Electricity travels imperfectly through traditional metallic conductors, losing energy as heat due to a kind of atomic-scale friction. Impurities in these materials also cause electrons to scatter and stumble, but superconductors can overcome this hurdle -- assuming the synthesis process is precise.

For this experiment, Bozovic used a custom-built molecular beam epitaxy system at Brookhaven Lab to grow thin films of LaSrCuO, an HTS cuprate (copper-oxide) compound. The metallic cuprates, assembled one atomic layer at a time, are separated by insulating planes of lanthanum and strontium oxides, resulting in what's called a quasi-two-dimensional conductor. When cooled down to a low enough temperature -- less than 100 degrees Kelvin -- strange electron waves began to ripple through that 2D matrix. At even lower temperatures, these films became superconducting.

Electron Sea

"In quasi-two-dimensional metals, low temperatures frequently bring about interesting collective states called charge-density waves," Bozovic said. "They resemble waves rolling across the surface of a lake under a breeze, except that instead of water, here we actually have a sea of mobile electrons."

Once a CDW forms, the electron density loses uniformity as the ripples rise and fall. These waves can be described by familiar parameters: amplitude (height of the waves), wavelength (distance between waves), and phase (the wave's position on the material). Detecting CDWs typically requires high-intensity x-rays, such as those provided by synchrotron light sources like Brookhaven's NSLS and, soon, NSLS-II. And even then, the technique only works if the waves are essentially frozen upon formation. However, if CDWs actually fluctuate rapidly, they may escape detection by x-ray diffraction, which typically requires a long exposure time that blurs fast motion.

Measuring Rolling Waves

To catch CDWs in action, a research group at MIT led by physicist Nuh Gedik used an advanced ultrafast spectroscopy technique. Intense laser pulses called "pumps" cause excitations in the superconducting films, which are then probed by measuring the film reflectance with a second light pulse -- this is called a pump-probe process. The second pulse is delayed by precise time intervals, and the series of measurements allow the lifetime of the excitation to be determined.

In a more sophisticated variant of the technique, largely pioneered by Gedik, the standard single pump beam is replaced by two beams hitting the surface from different sides simultaneously. This generates a standing wave of controlled wavelength in the film, but it disappears rapidly as the electrons relax back into their original state.

This technique was applied to the atomically perfect LaSrCuO films synthesized at Brookhaven Lab. In films with a critical temperature of 26 degrees Kelvin (the threshold beyond which the superconductivity breaks down), the researchers discovered two new short-lived excitations -- both caused by fluctuating CDWs.

Gedik's technique even allowed the researchers to record the lifetime of CDW fluctuations -- just 2 picoseconds (a millionth of a millionth of a second) under the coldest conditions and becoming briefer as the temperatures rose. These waves then vanished entirely at about 100 Kelvin, actually surviving at much higher temperatures than superconductivity.

Ruling out a Suspect

The researchers then hunted for those same signatures in cuprate films with slightly different chemical compositions and a greater density of mobile electrons. The results were both unexpected and significant for the future of HTS research.

"Interestingly, the superconducting sample with the highest critical temperature, about 39 Kelvin, showed no CDW signatures at all," Gedik said.

The consistent emergence of CDWs would have bolstered the conjecture that they play an essential role in high-temperature superconductivity. Instead, the new technique's successful detection of such electron waves in one sample but not in another (with even higher critical temperature) indicates that another mechanism must be driving the emergence of HTS.

"Results like this bring us closer to understanding the mystery of HTS, considered by many to be one of the greatest problems in physics today," Bozovic said. "The source of this extraordinary phenomenon is slowly but surely running out of places to hide."

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The above story is reprinted from materials provided by DOE/Brookhaven National Laboratory.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


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Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_technology/~3/R3e5kmat5ag/130224142911.htm

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GOP governors take a pragmatic turn (The Arizona Republic)

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Sunday 24 February 2013

The 10 worst US cities for traffic

Which city has the worst traffic in the country? ?Los Angeles and Atlanta make a string case, but another major metro snags the title.

By Kurt Ernst,?Guest blogger / February 23, 2013

Automobiles wait in a traffic jam on a New York City highway. Washington, D.C had the worst traffic in America in 2011, followed closely by Los Angeles and San Francisco.

Mike Segar/Reuters/File

Enlarge

The grass, it seems, is always greener on the other side of the highway median. Ask any U.S. driver about his commute, and you?ll likely get a lengthy tirade about the abysmal traffic conditions on his daily drive.
?Whether you live in Atlanta, Los Angeles, Spokane, New York or even Orlando, chances are that you dread the daily commute and believe that traffic is better anywhere else in the United States than in your city.
?Thanks to the most recent Annual Urban Mobility Report from the Texas A&M Transportation Institute (TTI), we now know who?s got bragging rights for the latest year studied, 2011.

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?According to the TTI, traffic in Washington D.C. is the worst, with each commuter losing an average of 67 hours per year in traffic. Los Angeles and San Francisco are tied for second place, with each municipality taking 61 hours annually from its commuters.

?In fourth place is Newark, New Jersey, lumped into one miserable bundle with New York, New York. Drivers here can expect to waste 59 hours sucking down exhaust fumes each year, which is quite a bit worse than fifth-place Boston (with a mere 53 hours annually).

?To the surprise of no one living in Houston, the Texas city is next on the list, with 52 hours of wasted time yearly (which is also the national average for very large cities). Atlanta and Chicago tie for seventh place (with 51 hours each), while Philadelphia and Seattle split the final spot, taking only 48 hours from commuters annually.

?To put the worst U.S. cities in perspective, the average American commuter wastes 38 hours per year in traffic, and needs to allow a full hour for a trip that, under ideal circumstances, would take just 20 minutes. Is it any wonder the vast majority of us are sleep-deprived and stressed to the breaking point, or that fatal accidents are again on the rise?

?If there?s good news to be found in the latest survey, it?s this: traffic in 2012 still wasn?t as bad as traffic in the pre-recession days of 2007, but we suppose that?s because many Americans are still out of work. The relief on the roads is expected to be short-lived, however, as the TTI expects congestion to grow significantly in the coming years. ? ? ? ? ? ? ? ??

The Christian Science Monitor has assembled a diverse group of the best auto bloggers out there. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger,?click here.?To add or view a comment on a guest blog, please go to the blogger's own site by clicking on the link in the blog description box above.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/Dvrk8kJ0PHg/The-10-worst-US-cities-for-traffic

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Kerry Washington, Zoe Saldana, Quvenzhan? Wallis & More Hit The 2013 Independent Spirit Awards

 photo 2013FilmIndependentSpiritAwardsArrivals0i69jUAW-mgl_zps794d4bf9.jpg

On the eve of the Oscars, celebs hit up the big 2013 Independent Spirit Awards in Santa Monica Saturday afternoon.? We've got the YBF celebs who made their way tot he fab event insdie....

?

 photo 2013FilmIndependentSpiritAwardsArrivalsx_8117WUXTsl_zpsa79948f2.jpg

 photo 2013FilmIndependentSpiritAwardsArrivals7A9v6uI_j9bl_zpsdc683604.jpg

She gorgeous and knows how to rock an Italian designer.? Django Unchained star Kerry Washington donned a green and purple floral two-toned dress by Giambattista Valli.? And paired it with matching shoes and a Bottega Veneta clutch.? Adore this look.

 photo 2013FilmIndependentSpiritAwardsArrivalsl5YOyncPYcOl_zpsd2ae6ee5.jpg

Zoe Saldana kept with the green trend and rocked a striped Dolce & Gabbana dress paired with white Casadei pumps with green piping. And she hit the carpet with her sister Cisley:

 photo 2013FilmIndependentSpiritAwardsArrivalsRkTtGmjnkeQl_zps640644a9.jpg

 photo 2013FilmIndependentSpiritAwardsArrivalsooXgBoPQDSYl_zps1edf42ec.jpg

It's def not the easiest look to pull off.? We don't hate it, but not loving it.

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Zoe posed it up with Best Actress nominee Quvenzhan? Wallis.

 photo QuvenzhaneWallis2013FilmIndependentSpiritvrmXUsn68nEl_zps61482091.jpg

She and her staple puppy purse looked cute as usual.? And we're pulling for her at the Oscars!

 photo 2013FilmIndependentSpiritAwardsArrivalsRhtb8ubD340l_zpsc389132b.jpg

Q brought her mom and sister along for some moral support.

 photo bradley-cooper-chris-tucker-independent-spirit-awards-2013-05_zpsdc2bcc21.jpg

Silver Linings Playbook star Chris Tucker hit the pink carpet in a white dinner jacket.

 photo 2013FilmIndependentSpiritAwardsArrivals7n-moqNO63dl_zps658e38a1.jpg

Paula Patton rocked a matronly look of an off-white knee length lace dress with conservative bow tie Louboutin pumps:

 photo 2013FilmIndependentSpiritAwardsArrivalslBfrI4fCeQUl_zpse9958619.jpg

 photo 2013FilmIndependentSpiritAwardsArrivalsNTHEtNvhCXal_zpseb59c336.jpg?

Thoroughly convinced she doesn't have a stylist.? This isn't Sunday School boo.

 photo 2013FilmIndependentSpiritAwardsArrivals2riCyGGuGqFl_zpsf767a5a4.jpg??

"Parks & Recreations" star Rashida Jones is still getting buzz for her Celeste & Jesse Forever movie last year.

 photo 2013FilmIndependentSpiritAwardsArrivalshqAVbTuY4iVl_zpscd1c05d8.jpg

 photo 2013FilmIndependentSpiritAwardsArrivalssef1rSQizfal_zps81901ea4.jpg??

Movie 43 star Common hit the event's pink carpet looking yummy.

 photo 2013FilmIndependentSpiritAwardsArrivals612ysRh7ypOl_zps1d67a939.jpg

Hill Harper made an appearance as well.

 photo 2013FilmIndependentSpiritAwardsArrivals7BQO9uukvT8l_zpse7b6800b.jpg

And newcomers Emayatzy Corinealdi, who starred in the Miu Miu all-female short "The Door," and David Oyelowo looked fab at the event.? David had a role in the Oscar nominated film Lincoln and also starred with Kerry Washington in The Last King of Scotland and will play in Nina with Zoe Saldana.

Source: http://theybf.com/2013/02/24/kerry-washington-zoe-saldana-quvenzhan%C3%A9-wallis-more-hit-the-2013-independent-spirit

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2013 NFL combine: Big butts matter for offensive linemen

In the world of NFL linemen, it's always nice to have a large rump.

The NFL Scouting Combine makes for some uncomfortable moments, with large men in tight outfits running with slow motion cameras clicking away.

One example of this pure awkwardness is the constant excitement of grown men when they see an offensive or defensive linemen with a large backside. Mike Mayock is on NFL Network, and he highlighted this point Saturday morning by exalting "See that big butt?"

Every general manager and scout wants to see a large rear end for a few reasons, the main one being power. A big butt says that the lineman has good lower body strength that can really help with push in the trenches.

Another reason is explosion off the line of scrimmage. While upper body strength is terrific, all the leverage a lineman needs is created from the waist down.

And that's the bottom line.

More in the NFL:

? Chip Kelly wins Day 1 of the Combine

? A new Wonderlic, measuring grown-ass adulthood

? The worst performances of the Life Combine

? Should QBs throw at the Combine? We asked an agent

? The List: 20 sentences guaranteed to start an Internet argument

? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ? ?

Source: http://www.sbnation.com/nfl/2013/2/23/4020966/2013-nfl-combine-offensive-lineman-butt-size

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Friday 15 February 2013

Apple's Sir Ive honored with BBC kids TV's greatest honor, the gold Blue Peter badge (video)

Jony Ive honored with BBC kids TV's greatest honor, smiles

Knighthood, schmighthood. Apple's British design head has just picked up a golden Blue Peter badge. The show, which has been running on UK TV for over 50 years, even had their gift reciprocated, with Sir Jonathan Ive offering up a solid aluminum Blue Peter badge (above) that took over 10 hours to craft. Ive can count himself in good company, joining other luminaries like JK Rowling and David Beckham. The segment will air during a gadget special tomorrow, but you can watch the exchange between kids TV and Apple design right after the break.

Source: http://www.engadget.com/2013/02/15/jony-ive-blue-peter-badge/

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Video: Kangaroos delay golf tournament

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/nightly-news/50816469/

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FTC says debt buyers' data is often flawed

The Federal Trade Commission has been testifying to Congress about this group for decades, and on Jan. 30 it announced results of its "first empirical study of debt buyers - companies in the business of buying consumer debts and trying to collect on them."

As the FTC previously determined, debt collectors who have insufficient information often approach the wrong consumers, try to collect the wrong amount, or both. The report, "Structure and Practices of the Debt Buying Industry" ( tulsaworld.com/FTCDebtBuyers), found there is much room for improvement in the information that debt buyers have when they contact consumers attempting to collect.

The study analyzed 5,000 portfolios of consumer debt containing 90 million consumer accounts having a $143 billion face value. By dollar amount, most of the debt studied, 71 percent, was credit card debt, but the study also included mortgage, medical, utility, telecommunications and other consumer debt. It evaluated the types of information debt buyers received from creditors at and after the time of purchase, as well as the contracts governing the relationships between debt buyers and creditors.

The report notes that debt-buying plays a role in consumer credit. Debt buyers paid 4 cents on the dollar, getting older debt for less, for billions in debts from creditors. Proceeds reduced creditor lending losses, allowing them to offer more credit at lower prices.

But as the report points out, debt-buying also raises significant consumer protection concerns. "Consumers each year disputed 1 million debts that debt buyers attempted to collect," the FTC reported.

FTC experience has found that consumers often dispute the amount of the debt, or whether they owe the debt at all. Debt buyers verified only half of the disputed debts, meaning buyers could not verify, or did not attempt to verify, 500,000 debts each year.

The report also notes that at the time of purchase, creditors provided debt buyers with some important information concerning debts, including the name, address and phone number, and Social Security number of the debtor; the creditor's account number; the outstanding balance on the account; and the dates of account opening and last payment.

Buyers, however, did not receive some "key information about debts purchased," mainly whether consumers previously disputed the debts or whether collectors previously verified the debts.

Creditors also imposed limitations on debt buyers' ability to obtain information and documents on accounts after the sale. Most contracts between creditors and buyers stated that creditors didn't warrant the information provided buyers was accurate.

The study focused on nine of the nation's largest debt buyers, which make up more than 75 percent of the industry, and did not include data from smaller debt buyers. It also did not consider the practices debt buyers used when taking legal action against consumers, or the accuracy of the information debt buyers received and used to collect debts.



Protections from abusive debt collectors sought

Consumers Union, publisher of Consumer Reports magazine, has again asked regulators to protect consumers from abusive debt collectors - just as the Federal Trade Commission reported that debt collectors haven't verified debts in half of the cases studied.

The FTC analyzed 5,000 debt portfolios of 90 million consumers who owed $143 billion, the study covering nine of the nation's largest debt buyers, or 75 percent of the industry. It found that consumers disputed a million debts annually, but debt buyers verified only 500,000.

A 2011 CU report ( tulsaworld.com/CU2011CredColl) issued by the East Bay Community Law Center showed debt collectors are filing more and more lawsuits without enough proof to back them up. Without complete documentation, collectors often sue on invalid debts or even paid debts. This is worsened by consumers not receiving timely suit notices or debt so old that consumers had no pay-off records.

CU has urged state and federal regulators to end robo-signing, collection attempts without documentation, suing the wrong people, suing for the wrong amounts and suing on debts they can't lawfully recover. CU wants the FTC to establish a "sell by" date for all debt, making it illegal to sell or attempt to collect debt that is more than 7 years old. In Oklahoma, contract debt is uncollectible after five years of nonpayment - see the June 10, 2010, Action Line ( tulsaworld.com/Action06102010).

The organization wants all debt collectors, including debt buyers, to reveal the name of the original creditor and to provide an itemized record of the total principal, interest, fees and other charges added to the debt and to provide detailed records on the debt to consumers within five days of first notification.

CU wants increased oversight of consumers being properly notified of lawsuits, courts to be required to provide supplemental notice of filed collection suits to debtors, and default judgments to be prohibited when notices are returned as "undeliverable."

Original Print Headline: FTC finds issues with debt buyers



Tulsa World consumer writer Phil Mulkins wants to know which topics interest you. Call 918-699-8888, email your suggestion to phil.mulkins@tulsaworld.com or mail it to Tulsa World Consumer, P.O. Box 1770, Tulsa, OK 74102-1770.

Source: http://www.tulsaworld.com/site/articlepath.aspx?articleid=20130213_15_E4_CUTLIN134259&rss_lnk=15

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